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Bank Transactions - Manual Entry

To enter bank income and expenditure manually

Luke Mayo avatar
Written by Luke Mayo
Updated over 2 months ago

Introduction

This guide explains how to manually enter bank income and expenditure transactions. Whilst there are automated options available, such as bank feeds and CSV imports, this guide focuses on manual entry.

Getting Started

  1. Go to Banking | Bank Accounts

  2. Click 'Enter Transactions' for the desired account

  3. Ensure the account's entry method is set to 'manual'

Alternatively, use the Quick Links menu to select the account.

Required Transaction Details

For each transaction, you'll need to provide:

  1. Date: The transaction date from your bank/credit card statement

  2. Type: Choose from four options in the drop-down list (explained below)

  3. Category: Select the relevant category (new categories can be added)

  4. Enterprise: If applicable, choose the relevant business area

  5. Description: Briefly describe the transaction

  6. Currency: Only necessary if using multi-currencies

  7. Quantity/Price: If applicable, enter to calculate the net figure

  8. Net: The figure before VAT

  9. Tax Code: Will default based on category settings (can be changed)

  10. VAT: Automatically calculated but can be manually adjusted

  11. Total: The gross amount that went through your bank account

Understanding Transaction Types

There are four main types of transactions:

Cash Analysis Based Entry

Allocating the statement line through the bank rather than allocating to an existing invoice on the system.

  • Money In: For amounts received directly into your bank account (e.g., direct payments, wayleaves)

  • Money Out: For payments leaving your account (e.g., direct debits, cheques for insurance, utilities, rent)

Note: VAT is declared upon entry of the receipt or payment for Money In/Out transactions when no invoices have been entered previously.

Invoice-Related Transactions

  • Customer Receipt: For amounts received from customers with issued invoices

  • Supplier Payment: For amounts paid to suppliers who have issued invoices

Note: VAT is typically handled when the invoice is entered, unless using a Cash Accounting scheme.

Coding your entries

All information requires manual coding.

Key Fields

  • Category

  • Enterprise (if applicable)

  • Currency (for multi-currency use)

  • Quantity/Price (if relevant)

  • Net amount

  • Tax code

  • Tax amount

  • Total amount

Handling Multiple Line Items

If a transaction includes multiple items:

  1. Use the orange 'Split' button at the end of the line

  2. Enter details for each individual line

  3. Use the '+' sign to add more lines

Managing Invoices

Change the transaction type to Customer Receipt or Supplier Payment when clearing previously entered invoices. Select the supplier or customer under 'Categories' and then click the green 'Invoices' button to choose which invoice(s) to allocate to.

Underpayments and Overpayments

  • For underpayments, enter the amount against relevant items

  • For overpayments, use the Overpayments feature to manage excess amounts

Confirming Entries

Once satisfied with each transaction, click the 'Save all' button to confirm the entries into your accounts.

Bank Reconciliation

For information on manually reconciling your bank account, please refer to our separate guide on bank reconciliation.

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